How to Check Encumbrance Certificate (EC) in Telangana – Step-by-Step Online Guide (2025)

How to Check Encumbrance Certificate (EC) in Telangana – Step-by-Step Online Guide (2025)

An Encumbrance Certificate (EC) is a must-have legal document to verify whether a property is free from loans, legal disputes, or ownership issues. In Telangana, you can easily check EC online using the official IGRS portal. Here’s how.

🧾 What Is an Encumbrance Certificate (EC)?

An Encumbrance Certificate shows the legal and financial history of a property.

It confirms:

• Whether the property is mortgaged, pledged, or under legal dispute
• Clear ownership transfer history
• That the seller has full rights to sell the property

📌 Without an EC, you risk buying a disputed or loan-linked property.

✅ Why EC Is Required Before Buying a Flat

• Confirms that no bank loan or legal claim exists
• Ensures clear title ownership
• Required by banks before approving a home loan
• Essential during property registration
• Needed for resale or mutation of property

🌐 How to Check EC Online in Telangana (Step-by-Step)

The Telangana government offers EC access via the IGRS portal (Integrated Grievance Redressal System).

✅ Step 1: Visit the IGRS Telangana Portal

🔗 https://registration.telangana.gov.in

✅ Step 2: Click on “Encumbrance Search (EC)”

You’ll find it on the homepage under “Online Services.”

This opens the official EC page:
🔗 https://registration.telangana.gov.in/ecsearch.jsp

✅ Step 3: Select “Submit” to Proceed Without Login

You do not need an account to search for EC.

✅ Step 4: Choose “Search by Document No.” or “Search by Property Details”

Option 1: Search by Document Number

• Select SRO (Sub-Registrar Office)
• Enter Year of Registration
• Enter Document Number (from sale deed or registration)

Option 2: Search by Property Details

• District and SRO
• Property owner’s name (optional)
• House number, survey number, flat number, etc.

📌 Search range: Last 13 years or up to 30 years (extended EC)

✅ Step 5: Click “Submit” to View EC Details

You’ll see a PDF with:

• Property owner name(s)
• Transaction type (sale, mortgage, etc.)
• Date of transactions
• Loan or charge details (if any)
• Nil record if no encumbrances exist

🟢 If the EC says “No Encumbrance Found,” the property is legally clear.

🛡️ How to Use the EC for Property Purchase

• Download & print EC PDF
• Share with your bank or home loan officer
• Attach to your sale deed file
• If encumbrances are shown, ask the seller to clear them before proceeding

❗ Common EC Mistakes to Avoid

• Searching with wrong SRO or year
• Ignoring minor entries or loans not yet cleared
• Not getting Extended EC for full ownership history
• Relying only on builder’s word — always verify yourself

🧾 Sample EC Details You’ll See:

Field	Example
Transaction Type	Sale / Gift / Mortgage
Document No.	1234/2020
Parties Involved	Buyer and Seller names
Encumbrance Period	From Jan 2010 to Jan 2025
Encumbrance Status	Nil / Mortgage with SBI / Legal Stay

💬 FAQs – Encumbrance Certificate in Telangana

1. Is EC mandatory for all property purchases?
   ➡ Yes. It’s critical for verifying clear title and getting a home loan.
2. How much does it cost to get EC online?
   ➡ Free for online viewing. Small fee (~₹100) if taken offline at SRO.
3. How many years of EC should I check?
   ➡ Minimum 13 years. Ideally 20–30 years for resale or legal check.
4. Can I get EC offline?
   ➡ Yes, by visiting the local Sub-Registrar Office (SRO).

📞 Final Thoughts + CTA

Verifying the EC is non-negotiable when buying a flat in Hyderabad. It’s free, fast, and legally crucial. One small check today can prevent legal nightmares later.

💬 Need help checking EC for a project or resale flat?
👉 Click here to WhatsApp us or Submit your property details here — we’ll verify your EC status for free.

✅ Categories:

• Legal Guide
• Property Documents
• Real Estate Compliance

Also Read :Top Projects in Hyderabad with Flats Under ₹45 Lakhs